FAQs

The Plan provides free legal assistance through a CTM Legal Group for certain legal matters. You and your dependents can each receive up to 45 hours of free legal assistance each calendar year for these covered matters. You and your dependents can also receive unlimited hours of legal assistance at a discounted rate for other legal matters. Additionally, you and your dependents can receive a special fee reduction for matters involving a personal injury and related property damages. If you are in need of legal assistance, please contact CTM Legal Group at 312-818-6700.   THE PLAN PROVIDES FOR LEGAL SERVICES…

As an employee in a collective bargaining unit of a contributing employer, you become a Participant in the Plan on the first day of your fourth month of employment. To be eligible for an educational assistance benefit for a school year that begins in August and ends the following June, you must begin working in the month of May. You must remain a Plan Participant through the following June to be eligible for educational assistance benefits provided you meet all other Plan requirements (see the section titled “Requirements to Received Educational Assistance Benefits”). When you are eligible for educational assistance…

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This information is usually listed on the back of the school’s transcript, or it can be found here: https://www.hlcommission.org/